US Car Insurance Calculator
Estimate your annual & monthly premium based on your driver profile, vehicle, and coverage
2026 rates · All 50 states · NAIC / Bankrate dataDriver profile
Driving history (past 3 years)
Vehicle details
$
No
Yes (−5%)
State & location
Coverage type
Liability only
Covers injuries & damage to others if you're at fault. State minimum.
Most affordable
Liability + collision
Adds coverage for your car after accidents, regardless of fault.
Mid-range
Liability + comprehensive
Adds theft, weather, fire, vandalism, animal strikes.
Popular choice
Full coverage
Collision + comprehensive + liability. Required for financed/leased cars.
Most complete
Deductible
Higher deductible = lower monthly premium. Only applies to collision & comprehensive claims.
Discounts
No
Yes (−10%)
No
Yes (−8%)
No
Yes (−5%)
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